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Price predictions for 2025

Like any big project, a successful homebuying experience is all about getting the details right from start to finish. These tips for first-time home buyers will help you navigate the process, save money and close the deal.

Decide how much home you can afford

Figure out how much you can safely spend on a house before starting to shop. Tolips’s home affordability calculator can help with setting a price range based on your income, debt, down payment, credit score and where you plan to live.

Choose a real estate agent carefully

A good real estate agent will scour the market for homes that meet your needs and guide you through the negotiation and closing process. Get agent referrals from other recent home buyers. Interview at least a few agents, and request references. When speaking with potential agents, ask about their experience helping first-time home buyers in your market and how they plan to help you find a home.